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Start on the path to great credit today!

Membership brings you access to American Credit Information Bureau's full library of articles as well as unlimited access to credit restoration services at a low monthly rate. Select a plant that meets your needs:

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$169- Lifetime membership fee

$49/month
- Unlimited disputes
- Access to Credit Restoration Library
- Risk-free refund policy
- Free support
- Same day service
- No hidden fees
- Cancel anytime

   

$169- Lifetime membership fee

$59/month
- Unlimited disputes
- Access to Credit Restoration Library
- Risk-free refund policy
- Free support
- Same day service
- No hidden fees
- Cancel anytime
Plus:
- Reporting Negotiations
- Creditor info demands
- Debt validation

 

    

$169- Lifetime membership fee

$79/month
- Unlimited disputes
- Access to Credit Restoration Library
- Risk-free refund policy
- Free support
- Same day service
- No hidden fees
- Cancel anytime
- Reporting Negotiations
- Creditor info demands
- Debt validation

Plus:
Monthly score analysis
Monthly Credit Monitoring

 
Unlimited disputes
No matter how many negative items on your credit reports that you have to dispute, you will only be charged our low monthly fee.
Risk-free refund policy*
Our service is backed by a risk-free refund policy, which entitles you to some or all of your money back if enough disputed items are not deleted. If we can't deliver, you won't be charged. *See your Membership Agreement for Details.
Free support
We offer toll-free phone support as well as free email and chat support at no cost to you. It's our way of ensuring top-notch customer service.
Same day service*
The dispute process begins the same day you identify questionable negative items on your credit reports using the Credit Tracker, our credit repair management system. *Copies of your credit reports are required.
No hidden fees
Our monthly membership fee covers credit bureau disputes and client support. The Deluxe service upgrades legal interventions on your behalf, and have associated service fees. We do not bill per deletion or by the hour, so you never have to worry about charges sneaking up on you.
Cancel anytime
There's no contractual obligation whatsoever—your retainer agreement covers the delivery of legal services one month at a time. You are free to cancel the service at any time without penalty or further obligation.
Creditor reporting negotiations
Appropriate for recent late-pay accounts, our team will contact your creditors to and attempt to negotiate away negative reports before they are posted to the credit bureaus.
Account info requests
Useful for seriously late accounts, We contact your creditors to request them to comply with federal law by providing documentation and verification of the debt as well as request that they cease and remove all negative reporting until they do so.
Debt validation
For certain charged-off and collections accounts, this intervention affirms your rights under the Fair Debt Collection Practices Act (FDCPA) by demanding either a complete accounting of the alleged obligation's statutory compliance, or the removal of the reporting of these accounts.
Monthly score analysis
Our Premier level of service gives you a month-by-month overview of what factors are affecting your credit score the most, and helps you focus on improving that which will have the greatest impact on your credit score.